Emem Ukoh is a Nigerian born who obtained a Bachelor of Science degree in Mathematics (Pure and Applied Mathematics) from Rivers State University of Science and Technology in 2022. She also holds a Midlevel Management Program Certificate from Wharton University of Pennsylvania. She has extensive experience in the financial and banking sector, having worked in various capacities at Guaranty Trust Bank Plc in Yola, Adamawa State, and Warri, Delta State, as well as Access Bank Plc in Port Harcourt, Rivers State, and the South-South 2 Sub Zone. She is currently a member of the Access Bank Learning and Development Team for Retail Operations, where she plays a pivotal role in capacity building and staff development. Ms. Emem Ukoh was appointed to the Board of Access Bank Sierra Leone Limited on 3rd February 2025.