Access Online - Frequently Asked Questions

On your browser, type This will take you to our website. Click on Internet Banking (Individual), by the top-right corner of the page and proceed with the steps below:
  • Please enter your valid Current/Saving Account number& submit
  • You will get authentication to your mail id and to your mobile phone via SMS
  • You will be asked to enter the Activation Code & submit
  • Once valid activation code has been entered you will be taken to the next screen
  • where you can choose your ID, Password, Secure Image.
  • Accept the Terms & Conditions and submit.
  • Now you are ready to Log on to Access Online Banking
Product Transaction Type Transaction Fee
Access Online Intra Bank Transfer No charge
Inter Bank Transfer  
Less than N500,000 100
Between N500,000 and N1M 200
Between N1M and N10M 600
Above N10M 1000
Bill Payments 100
Air-Time Recharge No charge

Note that in addition to the fees above, Account maintenance charge will apply on Current accounts.

There are no enrolment fees nor monthly or any other periodic charges; however there are transaction charges.
Kindly visit any of our Access Bank branches closest to you for a Hard /Soft Token to be issued at the cost of N1,500